What is the true replacement value of the mom in your home?  The most recent estimate of median annual salary for a stay-at-home mom is $178,201.  The article below will offer some insight and critical areas to explore.  

Mothers-Insurance.pdf 

Below are three pieces on Critical Illness insurance.  As the articles show, critical illness is happening all around us and can lead to significant financial hardship. There are insurance policies of varying cost and duration available that can completely remove any worry of being stricken with one of the 20+ illnesses that can afflict you in your lifetime.